Check the background of this investment professional on FINRA's BrokerCheck

Frequently Asked Questions (FAQ’s)

What is your financial philosophy?

First, I do not believe in debt.  Some advisors believe debt is okay if you can potentially get a bigger return using your money on other investments.  But my belief is that money should never cost you money and debt carries an expense.  Also, debt is risky, especially during turbulent economic conditions.  And second, your money should be focused on making you money.

What is your investment philosophy?

I am cautious of the stock market.  I believe there are many opportunities in the stock market but only if you have the risk tolerance to navigate the ups and downs.  Plus, it is important that your income is stable and you have an emergency fund before you consider investing.  And my philosophy is that you should never borrow money to invest in the stock market.  We review your risk tolerance and investment suitability every time we meet.  And I will only give you recommendations that meet your risk tolerance, investment goals, and financial ability.

Do you charge for consultations?

No, I do not charge for consultations or planning sessions.

What happens during a meeting?

Simple Finances for Nurses Book ImageFirst, my process is education based.  My ultimate passion is educating others on taking control of their finances.  And that is the reason I wrote the book, Simple Finances® for Nurses.  I believe the more my clients know and understand financial topics, the better their outcome.  I take time to clarify unknowns and I encourage you to ask lots of questions.  That said, the first meeting is about getting to know you and defining your financial goals.  We will talk about your current financial situation and your plans for retirement.  The second meeting is all about your financial plan.  Using the information from the first meeting, I will develop a plan with many scenarios to help you visualize which way works best for you.  I use proprietary software to develop your plan, so you have sound data showing you each scenario.  Initially, your plan may include only establishing a budget and paying off debt, which are both key steps to establishing a sound retirement plan.  It is important that the plan is done your way to ensure you implement the strategies and stay with it.  After you approve the plan, we set up quarterly review meetings that take less than one hour.  We review your current life events and adjust the plan as needed.  The review meetings are aimed to help you stay on track with your financial goals.  We can meet in person, on the phone, or on a video meeting, whichever is most convenient for you.

Why should I work with you?

That’s a great question!  In nursing terms, I offer holistic services.  My focus and services include:

My preferred clients are nurses and their family and friends.  Being a nurse myself, I bring a creative perspective to the financial challenges nurses face.  My goal is to give my clients outstanding customer service to earn their respect for referrals, the ultimate compliment.

How do I contact you?

You can reach me by phone (219-650-4050, extension 103), email (, through LinkedIn, or by visiting my contact page and submitting the form.